Every generation, every 80 years or so with our modern lifespans, has a corruption and a Great Depression. In the bitterness of our tortured austerity sitting right next door to vast amounts of someone else's wealth, we see, just as our grandparents saw, that our civilization can easily produce enough food and enough housing for everyone. The eternal question is how to cut out the corruption.
Someone said that democracy is the worst form of government except for all the others. Democracy itself was an experiment in 1776. It kind of flopped until Congress rewrote the Constitution, and the country kept tinkering with the system. Therefore, please keep inventing new social prototypes and keep testing them on modest scales until they work.
I call for the reinvention of our decision-making system. I specifically disavow laissez-faire capitalism, a French word that means "you've just been poisoned".
For starters, we know that we need community values guiding all of our businesses, and so perhaps we need to weight everyone's retirement plan based on whether they were, in retrospect, good for their small community or whether they did nothing but cause trouble for the other citizens all the time.