Though people might hate to hear this, but the Affordable Care Act monopolized the insurance industry. Meaning there is no reason to compete when it is unlawful to be without, like me. It literally is illegal not to have insurance, therefore, after being an honorably discharged vet with no access to the VA because there is too much paperwork that people die before they get help, I am illegally living in Merica. Funny how this works. By the way, you dont or cant afford insurance, it is a minimum of $500 fine FOR ALL CITIZENS AND INCREASES EVERY YEAR YOU DONT HAVE IT. I trully understand that people backed Obama because of his skin tone, but now we find out were our racsism has brought us to. Instead of fighting for human rights like healthcare, we have hired, out of racsist thinking to hire another Oligarch. But who can blame us, the constitution itself is a racsist document, such as terms of black and white. Two things: if there are white and black people, where are the browns? Oh yea, someone with real culture we dont call sub-human types such as color. Second, how is it every racsist comes from the supreme race? PS: One last thing, there is only one supreme race on this planet…the human race, ALL OTHERS ARE SUB HUMAN!