If you don’t have good health insurance, your choice is bankruptcy or death, perhaps death would be least painful.
I’ve managed to get to my late 60s with good health and without needing major medical care. But about 6 months ago, I was diagnosed with prostate cancer. Luckily I had health insurance on my wife’s policy as well as Medicare supplement. Without these health benefits, my savings, my SS, and pension would have been wiped out. A recent bill for two short visits to my oncologist was $8,000. My portion after insurance recovery was $165.00. The oncologist was a minor expense. Other services were provided by a urologist, a lab charge for a biopsy, and hormone therapy to lower my PSA number about 15 points almost to zero. I also had CT scans, bone biopsies, two weeks of radiation therapy plus follow up visits to my family doctor. Plus lots of meds. One urology prescription for a 3 month supply was $500.00, but only $18.00 with prescription coverage.
I’m doing fine now, mainly just some muscle pain limiting my total recovery. What seemed like a disease with a poor prognosis, then death, now gives me hope to see another 20 or 30 years, luckily while still being somewhat financially secure, not wiped out where my wife and I would be faced with a drastically altered lifestyle, perhaps living on the street.
For a country that is supposed to be so well off, the US really sucks for a large percentage of it’s people. So few who are financially secure, while so many struggle with health care expenses, with things getting worse ay by day.