Tom, you are absolutely right. If you feel up to it at all consider finding an organizing group for single payer where you live. If I knew your state/town I can ask around.
I too suffer from constant pain and even being covered has not helped and I need to go to the Mayo Clinic but must pay a large part of the bill which is impossible for me.
I have been organizing with others and dealing with constant pain is rough. Then I receive a letter fro the congressman of my state of Vermont with this:
When Congress debated the Affordable Care Act in 2009, I sponsored an amendment that would have allowed Americans the option to enroll in a government sponsored program for health coverage rather than private insurance. Unfortunately, it did not have enough support to be included in the final bill.
I believe the simplest path now to achieve a single payer system is to expand Medicare to cover all Americans. The Medicare program is administered by the federal government and is very popular among seniors whose quality of life and life expectancy have been dramatically improved due to Medicare services. I have cosponsored H.R. 676, the Expanded and Improved Medicare For All Act, which would establish a single-payer health care system for all Americans. While passing this bill with President Trump in the White House and Republicans controlling the Senate will be an uphill climb, I believe this is a fight worth having.
Medicare as is is very inadequate with co-pays and deductibles.