Might I just say that I was a recent witness to climate change first hand which taught me the true definition of “INSURANCE”. A freak snow storm took out our power for three weeks leaving us with no heat or water while the night time temps dropped into the 20s. We were forced to get a motel room until power returned and we could move back and start repairs and clean-up.
I went to the company I have homeowners with for years–STATE FARM–(Y’know: "Like a good neighbor… etc. etc.) and asked for some kind of help with, at least, the motel bill. NOPE! NOTHING!
Anyway, back to why I’m writing, the definition of INSURANCE is simply this:
Corporate insurance companies are there to INSURE THEIR PROFIT$! I say the same about auto, medical, and ANY “INSURANCE” COMPANIES, They are no more than an extortionist’s LEGAL wet dream!