Do you not actually understand that, when administered through a single payer system that assures everyone has healthcare, that these costs also drive up savings in the form of avoided lost wages, avoided homelessness, avoided bankruptcies, avoided emergency room costs, avoided serious health episodes and other benefits?
You see, like so many who only focus on “costs” you never really ask or answer the related and equally important question, “As opposed to what?”
There is nothing in my comments that suggests I would be gaming the system. To the contrary, it is you who would game the system, by going uninsured and shifting the risk of paying for your future serious injury or disease on the rest of us.
You are right that unnecessary processes drive up costs. The same cannot be about costs necessarily incurred to garner greater savings.
This is only true with respect to unnecessary costs. Again, costs incurred to obtain greater savings do not lower output – in fact, they increase output.
As for running a business, I’ve run several, including a brief role as a senior manager in an HMO and self-insurance administrator, which I left because of the fundamentally immoral business model it uses. But, of course, your assertion to the contrary is simply another ad hominen attack.