My health insurance cost $240/mo before Obamacare came online. I lost my health insurance because my boss stopped paying for it when Obamacare became available. I thought, fine. I can (just) afford $240/mo. But my health insurance immediately went to $499/mo, which I cannot afford.
So, under Obamacare, I would pay $499/mo and the Federal Government would kick in another $499/mo. So my health insurance actually costs $998/mo. Remember when it was $240?
But that’s not all. The $499/mo plan is the cheap plan, and it comes with a co-pay of $6000. So, after paying $5988/year, AND the federal government also paying $5988/year, I still have to come up with another $6000 before receiving health care. So my health insurance costs $17,976/year. The average American (between those who require none, and those who require a lot) requires about $8000 worth of health care a year. So, look at the cost of my Obamacare, and guess how much of it is profiteering off the government. Remember when that used to be illegal?
Obamacare in a MASSIVE BOONDOGGLE for the health insurance industries. This is why their stock prices, and their profits, skyrocketed after it came online. So please don’t tell me how wonderful Obamacare is.
Health insurance companies do not actually provide any health care whatsoever. They do not bandage wounds, splint bones, or perform surgery. All they do is collect the money that might be used for these services, if needed. And, based on the buildings they own, the huge number of salaries they pay, AND those massive executive pay packets, they collect a whole lot more money than those services than are EVER needed.
So, if the federal government were no longer kicking in $5998/year for health services for millions of people before they are needed, we may well easily afford to pay for those services on demand.
Meanwhile, I haven’t had health insurance since 2010, because I have never, in that time, been able to afford to pay $499/mo to not have health care until I cough up another $6000.
To add insult to injury, I have had to pay a tax to the IRS every year, as a punishment for not having health insurance. I would LOVE to have health insurance. If Obamacare had not more than doubled the price of my health insurance, I would have it not. Since I do not, the first year I had to pay $395 for not being able to afford health insurance. After that, each year I have had to pay $695, which is quite a hit at tax time, more than I make in two weeks.
I have to give President Trump credit, the year he was inaugurated, he wrote an executive order so the IRS couldn’t ask whether I had health insurance, and I didn’t have to pay the fee. But after that year he lost interest, and I had to pay it the next two years.
To be charged a fee – a tax, in fact – because I cannot afford a necessary commodity is INFURIATING.
When we get health care for all (not health insurance, which doesn’t provide health care), can I please have my money back?