Even if the "Dean" in your screen name is an academic title, I am not matriculated in your institution. And the true mark of vanity is your continuing to send me off to do research to back up your point. Never in my extensive academic experience have I seen a footnote that instructed me to look it up for myself.
Yes, I have seen a number of those who've always been comfortably insured complaining about their premiums, and yes, that's counter to the intent of the ACA. But as one who no longer has to fear that, if her husband (still working at 71 to keep me insured) were to die or lose his job, she would be uninsurable because of preexisting conditions, I can hardly describe the relief that came from enactment of the ACA. Yes, I'd rather have Medicare, but this is a HUGE step from where I was before. And no, my husband's portion of the premium has not tripled, and we're with one of the monopolist insurers.
But let's move on to other topics. Even if you won't, I will ignore your further whining.