It is my belief that this problem is a byproduct of capitalism. The capitalist doctrine of "more" (more accumulation, more profits, bigger is better, etc.) is absolutely crushing Main Street USA and the common working class.
Capitalism as a system thrives on the cultivation and celebration of the worst aspects of human behavior; selfishness and self-interest; greed and hoarding; the dog-eat-dog mentality. (1)
If there is to be any sense of normalcy and equality; capitalism must be overthrown for a political and economic system of socialism that places the ownership and distribution of production through democratically-controlled worker councils, cooperatives, or other collective groups (2) to benefit all humanity and not for the private profit of a few.
Otherwise, there will be the continued escalation and divide between the wealthy ruling class and the rest. In reality, there no longer exists a meaningful middle class ... only lords and serfs.
Example: In many areas of the country, paying the rent on a moderate apartment can consume 40-50% of the household income. Under these conditions, there is no way a family will ever be able to save enough money for the down payment for a home of their own ... an American dream so they aren't under the exploitation of a landlord for the entirety of their life.
(1) Courtesy http://socialismoryourmoneyback.blogspot.com
(2) Small businesses (valued under $10 billion) and farms would not be nationalized and placed under the ownership and control of democratically-controlled worker councils, cooperatives, or other collective groups.