It is 2020. The American Health Care Act has become law, and the Department of Health and Human Services (HHS) has eliminated contraception from its list of essential preventive services that must be covered by insurance without cost sharing.
Let’s imagine a woman named Margaret. She is 25 years old and has Type 1 diabetes requiring insulin. She has high-deductible health insurance through her job with a construction company. For the past 2 years, high out-of-pocket medical and prescription costs have led Margaret to avoid doctor’s visits, and her sugar levels are too high.