Most people, including many " liberals " think that $$$ will protect them from almost every calamity. Therefore, they continue to actually accumulate more than is necessary, for themselves/family only. But, that isn’t close to the reality.
With JIT-D ( just in time-delivery ), often talked about in terms of " logistics ", our large city-states run on a 7 day cycle schedule. Which just means food, fuel and medical necessities, etc.are replenished every week. During catastrophic events such as earthguakes, hurricanes or like the recent massive floods, in 10-14 days most citizens will be facing death at their doorsteps, irrespective of the $$$ they have.
That’s just how it works, unfortunately, if you think you can always buy your way out of everything.